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Archives for June 2015

How much Income Protection (IP) insurance do I need?

June 10, 2015 by Jack R Hobbs - Principal Financial Adviser

Most income protection policies will provide you with cover for up to 75% of you gross income. This is typically enough to cover the essential costs of living. Alternatively, you can reduce your premiums by taking out a lower level of cover. ... Read more

Filed Under: Frequently Asked Questions

Why not purchase insurance online?

June 10, 2015 by Jack R Hobbs - Principal Financial Adviser

People are unique and therefore everyone’s insurance needs are different To state the obvious, people are not like cars. They don’t come in easily defined models with a manual that outlines parts and specifications. Each individual is unique in lifestyle, health, industry, financial expectations and limitations. There are ... Read more

Filed Under: Frequently Asked Questions

What types of insurance are available?

June 10, 2015 by Jack R Hobbs - Principal Financial Adviser

Monash Group can help you with the following two types of insurance: 1. Life insurance Life insurance protects you and your family from the financial consequences of sickness and injury. There are a range of different kinds of life insurance products. Here are the three main categories: Income Protection Life ... Read more

Filed Under: Frequently Asked Questions

Why do I need insurance?

June 10, 2015 by Jack R Hobbs - Principal Financial Adviser

It doesn’t matter how careful you are, there are things in life you can’t control. And even the smartest plans can come unstuck if you don’t give yourself adequate protection. Whether you’re looking to protect yourself, your family, or your assets, insurance can give you the second chance you need to get on with life – ... Read more

Filed Under: Frequently Asked Questions

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FAQs

Why do I need insurance?

What types of insurance are available?

Why not purchase insurance online?

How much Income Protection (IP) insurance do I need?

How much Total and Permanent Disability (TPD) insurance do I need?

How much Trauma insurance do I need?

How much does insurance cost?

What is life insurance?

What is the claims process?

How much Superannuation do I need?

Insurance in Super: how does it work?

What is underwriting?

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About Us

About Us Our History | Financial Advisers in Toowoomba

At Monash Group Financial Planners we work with our clients to insure their lifestyles through professional planning for each stage of their lives. We are a privately owned financial planning practice focused on providing services that help you ... Read more

Our Services

Our Services | Monash Group Financial Planners

You may be overwhelmed with the information about the different services available within financial advice. Don’t panic… We are here to help. We sift through all the information for you to find the best products to meet your individual and business ... Read more

Our People

Jack R Hobbes | Monash Group Financial Planners

The Monash Group Financial Planners team consists of qualified financial advisers working together to provide current, accurate advice, tailored to your needs. Together, we will provide you with diverse industry knowledge and experience to meet your, ... Read more

Latest Article

Insurance Premiums and Flies - the Buzz on what to do

If considered from the wrong angle, insurance premiums can feel as irritating as a fly that returns to buzz around your head. No matter how much you wave your hands in the air and wish they would disappear, they continue to exist. In fact, you ... Read more

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Bellisle, trading as Monash Group Financial Planners
ABN 64 069 919 339
Corporate Authorised Representative No. 253391
First floor Clifford House 120 Russell Street
Toowoomba, QLD, 4350

Aon Hewitt Financial Advice Limited
ABN 13 091 225 642
AFSL No. 239183
Level 33, 201 Kent Street
Sydney, NSW, 2000