Most income protection policies will provide you with cover for up to 75% of you gross income. This is typically enough to cover the essential costs of living. Alternatively, you can reduce your premiums by taking out a lower level of cover. ... Read more
Why not purchase insurance online?
People are unique and therefore everyone’s insurance needs are different To state the obvious, people are not like cars. They don’t come in easily defined models with a manual that outlines parts and specifications. Each individual is unique in lifestyle, health, industry, financial expectations and limitations. There are ... Read more
What types of insurance are available?
Monash Group can help you with the following two types of insurance: 1. Life insurance Life insurance protects you and your family from the financial consequences of sickness and injury. There are a range of different kinds of life insurance products. Here are the three main categories: Income Protection Life ... Read more
Why do I need insurance?
It doesn’t matter how careful you are, there are things in life you can’t control. And even the smartest plans can come unstuck if you don’t give yourself adequate protection. Whether you’re looking to protect yourself, your family, or your assets, insurance can give you the second chance you need to get on with life – ... Read more
Trauma Insurance – Which choice is right for you?
Do you know which medical traumas are included in your Trauma Insurance cover? I have seen some interesting and in some instances disturbing cases of where insurance policies have failed to meet an individual’s needs. Yes, that’s right, I’m a financial adviser and I recognise that it can happen! It is not because the ... Read more
12 Steps to find a Financial Advisor
Thinking of investing your time and money by going to see a financial adviser, but not sure how to proceed? The first steps to take are to find a selection of advisers in your area who hold the qualifications and expertise in the areas that you need. Here’s how…. We have sourced these steps for you from ASIC, industry ... Read more
SMSF Pension and Exit Strategy
The pension phase of self-managed superannuation funds (SMSF) is a hot topic at many barbeques of late. While it’s interesting to see the progression of discussion through the SMSF lifecycle; SMSF exit strategy is an area that also deserves some serious consideration. Some disturbing news Here is a summary of an article I ... Read more
Exercise Your Attitude
Many of us have made New Year’s resolutions about exercising and losing weight. Exercising is something that I have changed my attitude on throughout the past twelve months. I now have a positive outlook towards my commitment to exercise regularly because I recognise the health benefits. I incorporate exercise into ... Read more
