If considered from the wrong angle, insurance premiums can feel as irritating as a fly that returns to buzz around your head. No matter how much you wave your hands in the air and wish they would disappear, they continue to exist. In fact, you might become frustrated enough to consider cancelling your policy and buying some ... Read more
Trauma Insurance – Which choice is right for you?
Do you know which medical traumas are included in your Trauma Insurance cover? I have seen some interesting and in some instances disturbing cases of where insurance policies have failed to meet an individual’s needs. Yes, that’s right, I’m a financial adviser and I recognise that it can happen! It is not because the ... Read more
12 Steps to find a Financial Advisor
Thinking of investing your time and money by going to see a financial adviser, but not sure how to proceed? The first steps to take are to find a selection of advisers in your area who hold the qualifications and expertise in the areas that you need. Here’s how…. We have sourced these steps for you from ASIC, industry ... Read more
SMSF Pension and Exit Strategy
The pension phase of self-managed superannuation funds (SMSF) is a hot topic at many barbeques of late. While it’s interesting to see the progression of discussion through the SMSF lifecycle; SMSF exit strategy is an area that also deserves some serious consideration. Some disturbing news Here is a summary of an article I ... Read more
Exercise Your Attitude
Many of us have made New Year’s resolutions about exercising and losing weight. Exercising is something that I have changed my attitude on throughout the past twelve months. I now have a positive outlook towards my commitment to exercise regularly because I recognise the health benefits. I incorporate exercise into ... Read more
3 Important facts about Insurance in Super
1. Superannuation and insurance need to be removed from the political arena. As someone who has been in the industry for more than forty years, I experienced first-hand the birth of industry super funds and the positioning of personal insurance within them. Having super funds in the awards system means restricted choice for ... Read more
If you use E-cigarettes it may affect your Insurance Premiums
The use of e-cigarettes will potentially impact the cost of premiums for underwritten policies. According to research a substantial number of Australians have tried and in some instances continue to use e-cigarettes. As a result of this, insurance underwriters are more likely to consider the disclosed use of e-cigarettes ... Read more
